HOA Relief

States

Texas special assessments: what your board must do.

Strong owner protections on records and payment plans.

Condos

Does the board need an owner vote?

Texas law sets no owner vote for condo special assessments; your declaration decides.

Tex. Prop. Code 82.102

What notice must owners get?

No statutory notice rule for special assessments; board meeting notice follows your bylaws. Ask for the notice and minutes.

Tex. Prop. Code 82.108

Your right to see the records

Send a written request by certified mail. The association must provide the records within 10 business days, or tell you in writing it needs up to 15 business days.

Tex. Prop. Code 82.114; 82.1141

Payment plans, late fees and liens

Assessments are secured by a lien on the unit, and foreclosure is possible but not for fines alone. You can redeem within 90 days after a foreclosure sale. Texas gives condo owners no payment plan right, so ask the board.

Tex. Prop. Code 82.113

HOAs (houses and townhouses)

Owner vote

Texas HOA law sets no owner vote for special assessments; your declaration decides.

Tex. Prop. Code 209.002

Records

Send a written request by certified mail. The association must provide the records within 10 business days, or 15 with written notice of a delay. If it refuses, you can take it to justice court.

Tex. Prop. Code 209.005

Payment, late fees and liens

Associations with more than 14 lots must offer a payment plan of at least 3 months for delinquent regular or special assessments, with no added penalties while you follow it. A lien needs two written notices and 90 days.

Tex. Prop. Code 209.0062; 209.0064

Summarised from the statutes in November 2026. Not legal advice; your declaration and bylaws may add more rules.