States
Connecticut special assessments: what your board must do.
Connecticut owners can reject special assessments above 15% of the budget by majority.
Does the board need an owner vote?
Under the Common Interest Ownership Act (communities created on or after 1 January 1984, and older ones for later events), a special assessment that, with other special and emergency assessments that year, is 15% or less of the last adopted budget takes effect without an owner vote unless your declaration or bylaws say otherwise. A larger one is rejected only if a majority of all owners (or any larger number your declaration sets) votes to reject it, though communities established before 3 July 1991 with over 2,400 units follow a different rule. For an emergency, a two-thirds board vote makes a special assessment effective immediately.
Conn. Gen. Stat. 47-261e(b)-(c)What notice must owners get?
Within 30 days after the board adopts a proposed special assessment it must send owners a summary. If an owner vote is needed, the board sets a meeting or ballot 10 to 60 days after that summary, and owners' meetings need 10 to 60 days' notice stating the agenda. An emergency special assessment requires prompt notice to all owners.
Conn. Gen. Stat. 47-261e(b)-(c); 47-250(a)(3)Your right to see the records
The association's retained records, such as accounting records, minutes, contracts and financial statements, are open to you or your agent to examine and copy, despite anything in the declaration. You give 30 days' notice identifying the specific records, and within 5 business days of receiving it the association must offer you two dates to examine or copy them. Some records, such as personnel files and ballots, must be withheld, and others, such as attorney-client communications, may be, and the association may charge a reasonable fee.
Conn. Gen. Stat. 47-260Payment plans, late fees and liens
Interest on past-due assessments is capped at 18% a year, and the association has a statutory lien on your unit. Before starting a foreclosure the association must be owed at least two months of assessments, have made a written demand, and have the board vote to foreclose against your unit or adopt a standard foreclosure policy. The sections cited set no payment-plan right.
Conn. Gen. Stat. 47-257(b); 47-258(a), (m)In Connecticut, the same rules cover condos and HOAs.
Summarised from the statutes in November 2026. Not legal advice; your declaration and bylaws may add more rules.